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Main Street Coalition


CHA recognizes that the economic climate for many of our small “Main Street” business members is still very tenuous. Recent attempts by Washington to support “small business” have fallen short of their intended mark. Existing brick-and-mortar micro businesses have not seen measurable results from the recent litany of legislative and regulatory relief efforts supposedly aimed at small businesses.

Accordingly, CHA has decided to become a founding member of the newly formed “National Main Street Business Coalition” (NMSBC) to advocate for sensible, non-partisan solutions to issues critical to our small business members survival. We believe that small brick and mortar businesses are the backbone upon which local communities thrive.  Our members play vital roles in cities and towns as local employers, centers of commerce, creators of revenue and stabilizing entities across the country.  

Through meaningful changes in tax policy and a new capital program modeled after an already successful program at SBA, we hope to change the model to ensure that our independent member businesses can survive and compete in the long term. We will provide updates on the progress of the coalition’s initiatives as they are developed. You can learn more about the coalition on the NMSBC website at www.sustainmainstreet.com.


The coalition will engage policymakers and stakeholders to confront the single greatest challenge that Main Street businesses face: improving cash flow. Through the development of a targeted capital access program and a simplification of the federal tax code, Main Street businesses will gain the security and flexibility they need to survive and grow.

The goals of the National Main Street Business Coalition are to:

  • Develop a program that will enhance access to capital for Main Street businesses.
  • Simplify the federal tax code to reduce the cost of compliance and allow Main Street businesses to keep more of the money they’ve earned.

National Coalitions/Groups

  • American Independent Business Alliance
  • American Sustainable Business Council
  • Institute for Local Self--‐Reliance
  • Small Business Majority

Trade Associations

  • American Nursery & Landscape Association
  • American Specialty Toy Retailers Association
  • Arizona State Florists Association
  • California State Floral Association
  • Craft and Hobby Association
  • Drycleaning & Laundry Institute
  • Florida Nursery, Growers & Landscape Association (FNGLA)
  • Master Florists Association
  • NACS, the National Association of Convenience Stores
  • National Farmers Union
  • National Funeral Directors Association
  • North American Retail Dealers Association
  • OFA – The Association of Horticulture Professionals
  • Petroleum Marketers Association of America
  • Professional Landcare Network
  • Retail Bakers of America
  • Society of American Florists
  • South Carolina Small Business Chamber of Commerce
  • Texas State Florists’ Association
  • Wholesale Florist & Florist Supplier Association
  • Wisconsin and Upper Michigan Florists Association (WUMFA)

  • Download Coalition letter to Speaker Boehner and Democratic Leader Pelosi requesting they direct the House Committee on Small Business to conduct a public hearing to examine the challenges that our member businesses encounter when trying to access affordable loans or lines of credit (4/19/12)
  • Download Coalition letter to the House of Representatives supporting the “Restore Main Street’s Credit Act of 2012” (3/29/12)
  • Download Letter from Congressman Schrader re: “Restore Main Street’s Credit Act of 2012” (3/20/12)


    Send a message to your Congressman today and ask them to become a co-sponsor of H.R. 4293, the Restore Main Street's Credit Act of 2012.  H.R. 4293 defines a "Main Street business" as a brick-and-mortar business with 20 or fewer employees.  It removes restrictions on lending to Main Street businesses that exist for credit union commercial lending.  H.R. 4293 will improve access to affordable loans and lines of credit to Main Street at no cost to the American taxpayer.

    To contact your local Representative simply CLICK HERE and enter your zip code.  This will take you to your local Congressman's email where you can enter your own experiences regarding the current credit situation. After you have added some personalized information just click “Send Message” and your voice will be heard.

    • Download Letter to the House Ways & Means Committee 4/15/2013
    • Download Press Release “Banks Slam Main Street” 4/20/12
    • Download NMSBC Policy Proposal 3/22
    • Download NMSBC Issue Brief 2/12
    • Download NMSBC Letter of Intro to Congress 2/12
    • Download NMSBC Background 2/12
    • Download NMSBC Overview 12/11)